Bekerman Law Firm, P.C., 720-324-0565
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$875 Chapter 7 Flat Fee Special:
- Attorney Representation from Start to Finish
- Credit Reports
- Pre-Filing and Post-Filing Courses
$335 Filing Fee may be waived because of lack of income or inability to pay (if the court permits)
***Don't Wait Call Us Today at 720-324-0565*****
We can meet in Fort Collins
Whether you're facing a specific legal issue or have questions that only an attorney can properly answer, Bekerman Law Firm, PC is here to help. Bekerman Law Firm, PC works hard to support clients no matter the situation at hand.
To get you started below is a list of 10 things that you should do before filing your chapter 7 bankruptcy case.
1) Plan ahead -- If you notice you may be heading towards bankruptcy do not wait until a judgment from a creditor has been entered against you.
2) Make a list of your property -- Even if you don't think you have any property, you do! By making a list of your property it will make it easier to plan before filing your bankruptcy and allow you to keep most if not all your property.
3) Keep your 401(k) or ERISA plan -- Cashing out your 401K is never a good idea, often times you may cash it out to pay the bills and then need to still file bankruptcy when the money runs out. However, now you have a tax liability instead of having an asset that you could have kept in your bankruptcy.
4) Stop using your credit cards at least 90 days prior to filing -- Any credit card purchases within 90 days of filing are not dischargeable in your bankruptcy.
5) Stop making payments on the debts that will be filed -- Any payments on credit cards, pay day loans or other payments made to creditors and not made for essentials may be treated as preferential treatment and are a waste of your financial resources.
6) Make sure not to transfer assets to family members -- Any property transferred to family members before filing bankruptcy will be looked at by the court and may be considered as never having occurred or even worse may be seen as bankruptcy fraud.
7) Stop getting payday loans -- Any payday loan that is taken out within 90 days of filing is not dischargeable in bankruptcy.
8) Request a tax transcript -- If you think you may owe taxes, make sure you request a federal tax transcript as soon as possible. This will allow for you to know if and how much tax you may owe and also will be able to determine if the tax may be dischargeable.
9) File your bankruptcy before getting divorced -- Any debt that is assumed in the divorce decree or separation agreement might not be discharged in bankruptcy.
10) Hire an attorney -- Bankruptcy is a difficult process and requires the help of a legal professional, hire a competent attorney to help you through this hurdle and get you the fresh start you deserve.
As a law firm, we understand that looming legal issues can be stressful and overwhelming. That's why here at Bekerman Law Firm, PC, we believe in treating each client with care and respect. When you work with us here at Bekerman Law Firm, PC, you'll get the benefit of:
Extensive legal knowledge
Reasonable attorney fees
A place that cares about you the client and your bankruptcy case
Do not attempt to tackle bankruptcy on your own. Attempting to tackle a bankruptcy on your own can end up negatively impacting the outcome of your situation. Why risk such repercussions when a dedicated lawyer is on hand to offer guidance when you need it the most?
To set up an appointment, call us today at
Bekerman Law Firm, PC
We can meet in Fort Collins
4600 S.Syracuse St.
Denver CO 80237
This is an advertisement for Legal Services, We are a Federally designated debt relief agency pursuant to Title 11 of U.S. Code, to help people file bankruptcy